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Should I Pay Additional Points for a Lower Interest Mortgage Rate?
When you find that dream home, the one you just have to have, you may be willing to do just about anything to ensure you close on your dream house….
Secured Credit Cards Overview – What is a Secured Card?
A secured credit card gives you the power of plastic, but with the safety of a secured bank account to cover your charges. For those with bad credit, a secured…
What Next Generation Credit Cards Will Look Like and Do
Long gone are the days when a cashier or salesperson took your credit card and a carbon sales slip and smashed them together with a card imprint machine. In a…
Finding Ideal Credit Cards – What to Look For in a Card
Do not be fooled by a flashing low interest rate or incredible cash back reward benefits when shopping for a credit card. While paying next to nothing in interest or…
Dos and Don’ts of Using Credit Cards – A Beginner’s Guide
Using a credit card responsibly goes beyond just watching what you spend and making your payments on time. There are many dos and don’ts of using credit cards. The following…
Credit Cards Overview – Some Tips
In this world of technology, carrying cash is becoming rare as people use bank debit cards and credit cards for the ease of completing transactions. When a consumer decides to…
Should Junior Go to College with a Credit Card?
For young adults heading off to college is an exciting time. For most, it is their first taste of independent living, away from the rules and restrictions of day to…
The Murky Waters of Credit Card Reward Programs
Several financial professionals, websites, and agencies have done informal studies on credit card reward programs. They have rated cards based on cash back percentages divided by card type, annual fees,…
Consumer Credit Card Debt is Shrinking – This is Good, Right?
As unemployment rates remain rooted at 9%, and more Americans worried about their job security or the state of the economy, credit card debt nationwide has shrunk over the last…
Best Credit Cards for Bad Credit – Earn Back Your Good Name
As economic times have put everyone in a financial crunch over the last few years, many people find themselves with less than perfect credit today. Many professionals have lost their…
5 Steps to a Car Loan After Bad Credit – Your To-Do List
While the recent credit crunch meant many people with bad credit could not get a car loan, mortgage, or much else in terms of credit, trends are showing a shift….
The True Cost of Paying the Credit Card Minimum Payment
When most people get that first credit card, the excitement at building your financial future is heady. It’s tempting to go out and charge yourself silly buying all the things…
The True Cost of Paying the Minimum Payment
What Credit Card Companies Don’t Tell You – When most people get that first credit card, the excitement at building your financial future is heady. It’s tempting to go out…
What Next Generation Credit Cards Will Look Like and Do
Long gone are the days when a cashier or salesperson took your credit card and a carbon sales slip and smashed them together with a card imprint machine. In a…
Pay Additional Points for a Lower Interest Rate?
When you find that dream home, the one you just have to have, you may be willing to do just about anything to ensure you close on your dream house….
The Murky Waters of Card Reward Programs
Several financial professionals, websites, and agencies have done informal studies on credit card reward programs. They have rated cards based on cash back percentages divided by card type, annual fees,…
What is a Secured Credit Card?
A secured credit card gives you the power of plastic, but with the safety of a secured bank account to cover your charges. For those with bad credit, a secured…
Dos and Don’ts of Using Credit Cards
Learning the details of the credit card is an important part of making it work in the consumer’s favor, not against them. What often causes credit card trouble is the…
